@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,500;9..144,600&family=Inter:wght@400;500;600;700&family=Noto+Serif+SC:wght@500;600&family=Noto+Sans+SC:wght@400;500&display=swap');

:root{
  --bg:#FFFDF8;
  --ink:#1F2A44;
  --ink-soft:#5B6478;
  --blue:#4A90E2;
  --teal:#4FB7A5;
  --pale:#EEF7FB;
  --gold:#F4C95D;
  --line:rgba(31,42,68,0.12);
  --max:820px;
}
*{box-sizing:border-box;}
body{
  margin:0; background:var(--bg); color:var(--ink);
  font-family:'Inter', sans-serif; line-height:1.65; font-size:16px;
}
:lang(zh) body, .zh-page body{ font-family:'Noto Sans SC','Inter',sans-serif; }
h1,h2{ font-family:'Fraunces', serif; font-weight:600; letter-spacing:-0.01em; line-height:1.2; margin:0 0 .4em; color:var(--ink); }
.zh-page h1, .zh-page h2{ font-family:'Noto Serif SC', serif; font-weight:600; }
h3{ font-family:'Inter',sans-serif; font-weight:600; font-size:1.02rem; margin:0 0 .3em; }
.zh-page h3{ font-family:'Noto Sans SC',sans-serif; font-weight:500; }
p{ margin:0 0 1em; }
a{ color:var(--blue); text-decoration:none; }
a:hover, a:focus-visible{ text-decoration:underline; }
.wrap{ max-width:var(--max); margin:0 auto; padding:0 24px; }

header{ background:rgba(255,253,248,0.9); border-bottom:1px solid var(--line); position:sticky; top:0; backdrop-filter:blur(8px); z-index:10; }
.nav{ max-width:1040px; margin:0 auto; padding:18px 24px; display:flex; align-items:center; justify-content:space-between; gap:18px; flex-wrap:wrap; }
.brand{ font-family:'Fraunces',serif; font-weight:600; font-size:1.08rem; color:var(--ink); text-decoration:none; white-space:nowrap; }
.zh-page .brand{ font-family:'Noto Serif SC',serif; }
.brand em{ font-style:italic; color:var(--blue); }
nav.links{ display:flex; gap:24px; align-items:center; flex-wrap:wrap; }
nav.links a{ color:var(--ink-soft); font-size:.88rem; font-weight:500; text-decoration:none; }
nav.links a:hover, nav.links a.active{ color:var(--ink); text-decoration:none; }
nav.links a.active{ border-bottom:1.5px solid var(--blue); padding-bottom:2px; }
.nav-right{ display:flex; align-items:center; gap:16px; }
.lang-switch{ font-size:.82rem; font-weight:600; color:var(--ink-soft); border:1px solid var(--line); border-radius:100px; padding:6px 14px; }
.lang-switch:hover{ color:var(--blue); border-color:var(--blue); text-decoration:none; }
.cta-btn{ background:var(--ink); color:#fff; border:none; padding:10px 20px; border-radius:100px; font-size:.86rem; font-weight:600; text-decoration:none; white-space:nowrap; transition:background .18s; }
.cta-btn:hover{ background:var(--blue); color:#fff; text-decoration:none; }
.menu-toggle{ display:none; background:none; border:none; cursor:pointer; }
.menu-toggle span{ display:block; width:20px; height:1.5px; background:var(--ink); margin:5px 0; }

main{ padding:0 0 100px; }
.hero{ padding:72px 0 56px; background:radial-gradient(560px 260px at 88% 0%, rgba(74,144,226,0.10), transparent 60%); }
.eyebrow{ text-transform:uppercase; letter-spacing:.12em; font-size:.72rem; font-weight:700; color:var(--blue); margin-bottom:12px; display:block; }
.hero h1{ font-size:clamp(2rem,4vw,2.8rem); max-width:16ch; }
.lede{ font-size:1.05rem; color:var(--ink-soft); max-width:58ch; }
.trust{ font-size:.84rem; color:var(--ink-soft); border-top:1px solid var(--line); padding-top:16px; margin-top:26px; }

section{ padding:56px 0; }
section.pale{ background:var(--pale); }
.section-head{ max-width:640px; margin-bottom:38px; }
.section-head h2{ font-size:clamp(1.5rem,2.4vw,1.9rem); }

.grid-4{ display:grid; grid-template-columns:repeat(4,1fr); gap:18px; }
.grid-3{ display:grid; grid-template-columns:repeat(3,1fr); gap:18px; }
.card{ background:#fff; border:1px solid var(--line); border-radius:16px; padding:24px 20px; transition:transform .18s, box-shadow .18s; }
.card:hover{ transform:translateY(-2px); box-shadow:0 14px 28px rgba(31,42,68,0.07); }
.card .dot{ width:32px; height:32px; border-radius:9px; background:var(--pale); color:var(--blue); font-family:'Fraunces',serif; font-weight:700; display:flex; align-items:center; justify-content:center; margin-bottom:14px; }
.card h3{ font-size:1rem; }
.card p{ font-size:.87rem; color:var(--ink-soft); margin-top:8px; }

.photo{ aspect-ratio:4/3; border-radius:18px; border:1px solid var(--line); display:flex; align-items:center; justify-content:center; text-align:center; padding:20px; color:var(--ink-soft); font-size:.82rem; background:linear-gradient(160deg, var(--pale), #fff 65%); }
.story-grid{ display:grid; grid-template-columns:0.85fr 1.15fr; gap:48px; align-items:center; }

.row-list{ display:flex; flex-direction:column; }
.row{ padding:24px 0; border-top:1px solid var(--line); }
.row:last-child{ border-bottom:1px solid var(--line); }
.row h3{ margin-bottom:6px; }
.row p{ font-size:.92rem; color:var(--ink-soft); margin:0; }

.service-row{ display:grid; grid-template-columns:52px 1fr; gap:20px; padding:28px 0; border-top:1px solid var(--line); }
.service-row:last-child{ border-bottom:1px solid var(--line); }
.service-row .idx{ font-family:'Fraunces',serif; color:var(--teal); font-weight:600; font-size:1.15rem; }
.service-row h3{ font-size:1.05rem; }
.service-row p{ font-size:.9rem; color:var(--ink-soft); margin:6px 0 0; }
.service-row ul{ margin:8px 0 0; padding-left:18px; font-size:.87rem; color:var(--ink-soft); }

.callout{ border:1.5px dashed var(--line); border-radius:18px; padding:30px; background:#fff; }

.step{ display:grid; grid-template-columns:40px 1fr; gap:18px; padding:20px 0; border-top:1px solid var(--line); }
.step:last-child{ border-bottom:1px solid var(--line); }
.step .n{ width:32px; height:32px; border-radius:50%; background:var(--ink); color:#fff; font-family:'Fraunces',serif; font-weight:600; font-size:.85rem; display:flex; align-items:center; justify-content:center; }
.step p{ font-size:.9rem; color:var(--ink-soft); margin:4px 0 0; }

.tag-row{ display:flex; flex-wrap:wrap; gap:8px; margin-top:16px; }
.tag{ font-size:.78rem; padding:6px 13px; border-radius:100px; background:#fff; border:1px solid var(--line); color:var(--ink-soft); }

.final-cta{ background:var(--ink); color:#fff; border-radius:24px; padding:56px 40px; text-align:center; position:relative; overflow:hidden; }
.final-cta::before{ content:""; position:absolute; width:300px; height:300px; border-radius:50%; background:radial-gradient(circle, rgba(74,144,226,0.35), transparent 70%); top:-120px; right:-90px; }
.final-cta h2{ color:#fff; position:relative; }
.final-cta p{ color:rgba(255,255,255,0.75); max-width:50ch; margin:0 auto 26px; position:relative; }
.final-cta .cta-btn{ background:var(--gold); color:var(--ink); }
.final-cta .cta-btn:hover{ background:#fff; }

footer{ border-top:1px solid var(--line); padding:34px 0 50px; }
.foot{ max-width:1040px; margin:0 auto; padding:0 24px; display:flex; justify-content:space-between; flex-wrap:wrap; gap:16px; font-size:.83rem; color:var(--ink-soft); }
.foot a{ color:var(--ink-soft); margin-right:16px; text-decoration:none; }
.foot a:hover{ color:var(--blue); }

@media (max-width:820px){
  .grid-4{ grid-template-columns:repeat(2,1fr); }
  .grid-3{ grid-template-columns:1fr; }
  .story-grid{ grid-template-columns:1fr; }
  .service-row{ grid-template-columns:1fr; }
}
@media (max-width:720px){
  nav.links{ display:none; width:100%; flex-direction:column; align-items:flex-start; gap:14px; padding:14px 0 4px; }
  nav.links.open{ display:flex; }
  .nav-right{ order:2; }
  .menu-toggle{ display:block; order:3; }
  .nav{ position:relative; }
}

/* Fees page */
.fee-table{ width:100%; border-collapse:collapse; margin-top:8px; }
.fee-table th{ text-align:left; font-size:.78rem; text-transform:uppercase; letter-spacing:.08em; color:var(--ink-soft); font-weight:600; padding:10px 8px; border-bottom:1.5px solid var(--ink); }
.fee-table td{ padding:12px 8px; border-bottom:1px solid var(--line); font-size:.92rem; }
.fee-table td.amt{ text-align:right; font-family:'Fraunces',serif; font-weight:600; color:var(--ink); white-space:nowrap; }
.fee-group-title{ font-family:'Fraunces',serif; font-weight:600; font-size:1.05rem; margin:34px 0 4px; }
.zh-page .fee-group-title{ font-family:'Noto Serif SC',serif; }
.fee-note{ font-size:.85rem; color:var(--ink-soft); margin-top:6px; }
.story-photo{ width:100%; aspect-ratio:4/3; object-fit:cover; border-radius:18px; border:1px solid var(--line); display:block; }
.photo-credit{ font-size:.72rem; color:var(--ink-soft); margin-top:8px; }

/* Security comparison table */
.compare-table{ width:100%; border-collapse:collapse; margin-top:8px; }
.compare-table th{ text-align:left; font-size:.76rem; text-transform:uppercase; letter-spacing:.08em; color:var(--ink-soft); font-weight:600; padding:10px 8px; border-bottom:1.5px solid var(--ink); }
.compare-table td{ padding:13px 8px; border-bottom:1px solid var(--line); font-size:.88rem; vertical-align:top; }
.compare-table td.typical{ color:var(--ink-soft); }
.compare-table td.clairview{ color:var(--ink); font-weight:500; }